Last updated: 14 August 2026
Malta Calculators respects the privacy of its visitors. This policy explains what information may be collected through https://maltacalculators.com/, why it is processed and what choices visitors have regarding their personal data.
This policy applies to our calculators, articles, contact facilities and other services available through the website.
1. Website Operator
Malta Calculators is an independent website providing online calculators and informational guides concerning Malta.
Questions about this policy or requests concerning personal data can be sent to:
Email: contact@maltacalculators.com
Website: https://maltacalculators.com/
For the purposes of applicable data-protection law, Malta Calculators is responsible for determining how personal data submitted directly through this website is handled.
2. Information You Provide
We may receive personal information when you contact us by email or use a contact form. This can include:
- Your name;
- Your email address;
- The subject of your enquiry;
- Information included in your message;
- Any files or details you voluntarily submit.
Please do not send bank details, passwords, identification numbers, tax-reference numbers, health information or other sensitive data through our contact facilities.
We use submitted information to respond to enquiries, investigate reported errors and improve our calculators or website content.
3. Calculator Inputs
Our calculators process figures entered by visitors to generate indicative results. Depending on the calculator, these figures may concern income, salary, tax, property, loans, insurance, household costs or vehicles.
Visitors are not required to enter their name, email address or account details to perform a standard calculation.
Calculator fields should never be used to submit:
- Bank or payment-card details;
- Government identification numbers;
- Account passwords;
- Personal tax-reference numbers;
- Information that directly identifies another person.
Calculator inputs are intended to produce a result within the user’s browser. We do not intentionally use those figures to create personal financial profiles. Technical services operating the website may still process limited request, security or diagnostic information.
4. Information Collected Automatically
Certain technical information may be generated when a visitor accesses the website. This can include:
- Internet Protocol address;
- Browser and device type;
- Operating system;
- Approximate location;
- Pages viewed;
- Referring website;
- Date and time of access;
- Website-performance information;
- Cookie or consent identifiers;
- Security and error logs.
This information may be processed by our hosting, security, analytics, consent-management and advertising providers.
We use it to maintain website security, identify technical faults, measure general usage and improve performance across mobile, tablet and desktop devices.
5. Purposes of Processing
Information collected through Malta Calculators may be used to:
- Operate and maintain the website;
- Provide calculator functionality;
- Respond to messages and correction requests;
- Diagnose technical problems;
- Detect spam, fraud or malicious activity;
- Measure website performance;
- Understand general visitor interaction;
- Improve navigation and mobile usability;
- Display and measure advertising;
- Maintain consent records;
- Meet legal or regulatory obligations;
- Protect the website, its visitors and its operator.
We do not sell personal information submitted through our contact facilities.
6. Legal Grounds
Where the General Data Protection Regulation applies, we process personal data using an appropriate legal basis.
Consent
Consent may be used for optional cookies, advertising personalisation, analytics or another clearly explained purpose. Consent can be withdrawn through the available privacy controls.
Legitimate Interests
Limited information may be processed where reasonably necessary to secure, operate and improve the website. We consider whether these interests affect the rights and expectations of visitors.
Legal Obligations
Information may be retained or disclosed where necessary to comply with an applicable legal obligation or valid official request.
Responding to Your Request
When you contact us, we process the information needed to review and respond to your enquiry.
7. Cookies
Cookies are small files stored on a visitor’s device. Malta Calculators and approved service providers may use cookies or similar technologies for:
- Essential website operation;
- Security and fraud prevention;
- Saving privacy preferences;
- Traffic and performance measurement;
- Advertising delivery and reporting;
- Limiting repeated advertisements;
- Understanding general website interaction.
Essential cookies may operate without optional consent where permitted by law. Analytics, personalisation and advertising cookies are controlled according to applicable consent requirements.
Visitors can use the website’s cookie banner or privacy controls to accept, reject or manage available categories. Cookies can also be restricted through browser settings, although this may affect certain website functions.
More information is available on our Cookie Policy page.
8. Google AdSense
Malta Calculators may use Google AdSense to fund the website by displaying advertisements.
Third-party vendors, including Google, may use cookies to serve advertisements based on a visitor’s previous visits to Malta Calculators or other websites. Google and its advertising partners may process cookie identifiers, IP addresses, device information and interaction data for advertising delivery, security, measurement and personalisation.
Where required, personalised advertising will depend on the visitor’s consent choices. Non-personalised or limited advertisements may be shown in other circumstances.
Visitors can review Google’s explanation of data use at:
Google advertising preferences can be managed at:
Other approved advertising vendors may also use cookies or similar technologies. Relevant choices will be presented through the consent-management system where required.
9. Consent for Visitors in Europe
Malta is part of the European Union. Visitors in the European Economic Area, the United Kingdom and Switzerland may be shown a consent message before eligible advertising, analytics or other non-essential technologies operate.
We may use a Google-certified Consent Management Platform to:
- Present clear consent choices;
- Allow visitors to reject non-essential processing;
- Provide preference-management options;
- Record consent selections;
- Communicate choices to participating advertising providers.
Withdrawing consent does not affect processing that occurred lawfully before withdrawal.
10. Analytics and Performance Services
We may use analytics and performance tools to understand aggregated website activity. These services can process information such as page views, device type, approximate region, referral source and website interactions.
We use this information to identify errors, improve navigation and understand which calculators and guides visitors find useful.
Where consent is legally required, the relevant analytics technologies will only operate after the visitor has provided that consent.
11. Service Providers
We may rely on selected providers for:
- Web hosting;
- Website security;
- Backups;
- Content delivery;
- Spam prevention;
- Analytics;
- Contact-form delivery;
- Consent management;
- Advertising and measurement.
These providers may process limited information to perform their contracted functions. Their processing may also be governed by their own privacy terms.
Information may additionally be disclosed where required by law, necessary to respond to a lawful authority or reasonably needed to protect the website against misuse.
12. External Websites
Our calculators and guides may link to Maltese authorities, regulators, financial institutions, insurers or other third-party websites.
A link does not place the external website under our control. Third-party websites may collect personal information or use their own cookies. Visitors should review the privacy information provided by each external website.
13. International Data Transfers
Some technology providers may process information outside Malta or the European Economic Area.
Where a transfer is subject to GDPR requirements, an appropriate transfer mechanism should be used. Depending on the provider and destination, this may include an adequacy decision, approved contractual safeguards or another lawful mechanism.
14. Data Retention
We retain personal information only for as long as reasonably required for the purpose for which it was collected.
Contact messages may be retained while an enquiry is handled and for a reasonable period afterward for record-keeping, security or legal purposes.
Hosting, security, analytics, consent and advertising services may apply their own retention periods. We periodically review information under our direct control and remove it when it is no longer required.
15. Data Security
We use reasonable administrative and technical measures to protect information against unauthorised access, alteration, disclosure or destruction.
No website or internet transmission can be guaranteed to be completely secure. Visitors should therefore avoid submitting confidential information that is unnecessary for their enquiry.
16. Your Privacy Rights
Depending on your location and the applicable law, you may have the right to:
- Be informed about the processing of your information;
- Request access to personal data held about you;
- Request correction of inaccurate information;
- Request deletion in qualifying circumstances;
- Restrict certain processing;
- Object to processing based on legitimate interests;
- Withdraw consent;
- Receive eligible information in a portable format;
- Submit a complaint to a supervisory authority.
To make a privacy request, email contact@maltacalculators.com. We may request limited information to verify your identity and protect personal data from unauthorised disclosure.
Visitors in Malta may contact the Information and Data Protection Commissioner:
Information and Data Protection Commissioner
Floor 2, Airways House
High Street
Sliema SLM 1549
Malta
Website: https://idpc.org.mt/
17. Children’s Privacy
Malta Calculators is intended for a general audience. We do not knowingly request personal information from children through our calculators.
If a parent or guardian believes that a child has submitted personal information, they should contact us at contact@maltacalculators.com so the matter can be reviewed.
18. Policy Updates
We may revise this Privacy Policy when our website, service providers, advertising arrangements or legal obligations change.
The revision date at the beginning of this page will identify the latest version. Material changes may also be communicated through an appropriate website notice.
19. Contact
For questions about this Privacy Policy or the handling of personal data, contact:
Email: contact@maltacalculators.com
Contact page: https://maltacalculators.com/contact-us/