Last Updated: October 31, 2025
Welcome to MaltaCalculators.com.
These Terms and Conditions describe the rules and guidelines for using our website and the online tools provided here. By visiting or using this website, you agree to follow these Terms. If you do not agree, please stop using the site immediately.
1. About MaltaCalculators
MaltaCalculators we operates the website https://maltacalculators.com/.
Our goal is to help individuals and businesses in Malta make better financial decisions by offering easy-to-use online calculators for income tax, salary, VAT, property, and related topics.
2. Acceptance of Terms
- When you use our website, you confirm that you have read and understood these Terms and agree to follow them.
- We may update these Terms from time to time. Changes will be posted on this page with the revised date.
- Your continued use of the site means you accept the updated version.
3. Eligibility to Use
- You must be 18 years or older (or of legal age in your country) to use this website.
- You agree not to use our services for illegal, misleading, or harmful purposes.
4. Ownership and Intellectual Property
- All content available on MaltaCalculators.com — including text, graphics, layouts, code, and calculators — is owned by MaltaCalculators or licensed for our use.
- You may view or download content for personal and non-commercial use only.
- Copying, selling, modifying, redistributing, or reproducing any material without written permission is strictly prohibited.
5. Accuracy and Disclaimer
- Our calculators provide estimates for general information only.
- We work to keep all tools accurate and up-to-date, but results may vary depending on official tax rates, personal data, or government updates.
- The information on this website should not be taken as financial, tax, or legal advice.
- You are responsible for verifying any result before making a financial decision.
- We do not accept responsibility for any direct or indirect loss that may occur from the use of our tools or information.
6. User Conduct
You agree that you will not:
- Enter false or misleading information into any calculator.
- Upload viruses, scripts, or harmful code that could disrupt website operations.
- Try to access, copy, or modify our software, database, or back-end systems.
- Use the website in a way that violates laws or the rights of others.
Any misuse may result in restricted access or legal action.
7. External Links
- Our website may contain links to other websites. These are provided for reference and convenience only.
- We are not responsible for the content, security, or privacy practices of external sites.
- Linking to our site from another webpage requires our written permission.
8. Limitation of Liability
To the extent allowed by Maltese law:
- MaltaCalculators shall not be liable for any loss of data, profits, or business interruption caused by using our website.
- We are not responsible for any technical errors, downtime, or inaccuracies that may occur.
- Our total liability, if any, will never exceed the amount (if any) paid by you for using our services — which are currently free of charge.
9. Paid Services (If Introduced)
- At present, all MaltaCalculators tools are completely free to use.
- If any premium or subscription-based services are introduced later, separate terms will apply.
- Unless otherwise stated, any paid services will be non-refundable.
10. Suspension or Termination
We may suspend or permanently block your access if you:
- Breach any provision of these Terms, or
- Attempt to harm or misuse our website.
We reserve the right to take legal steps if necessary to protect our services and data.
11. Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy explains how we handle personal data in line with GDPR regulations.
If any part of these Terms conflicts with the Privacy Policy, the Privacy Policy will apply.
12. Governing Law and Jurisdiction
These Terms are governed by the laws of Malta.
Any legal disputes will be handled exclusively by the courts of Malta.
13. Entire Agreement
These Terms and Conditions represent the full agreement between you and MaltaCalculators.
If any clause is found invalid by a court, the remaining provisions will continue to apply.